UAE Economy Expands as Banking Assets and Trade Surge 
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UAE Banking Assets Hit AED 5.47 Trillion as Trade Reaches AED 6 Trillion in 2025

UAE banking assets hit AED 5.47 trillion in 2025 as trade nears AED 6 trillion, supported by strong credit growth, financial sector expansion, and rising non-oil economic activity.

Written By : Humpy Adepu
Reviewed By : Achu Krishnan

The United Arab Emirates recorded strong growth in 2025, with banking assets rising to AED 5.47 trillion and total trade touching nearly AED 6 trillion, according to central bank data.

Banking Assets Rise on Credit, Deposit Growth

There was steady growth in the UAE’s banking industry, driven by high lending and deposits. The credit grew by 18%, while deposits rose by over 16%.

The banking industry continued to finance companies, infrastructure, and retail needs. Liquidity ratios remained high, and asset quality was strong. The sector maintained its leading position in the region in terms of asset value.

Trade Growth Driven by Non-Oil Activity

Total trade was nearly AED 6 trillion, with contributions from non-oil industries. There were gains in exports and re-exports due to demand from important destinations like India and China. The logistics sector of the UAE played an important part in this achievement. The UAE maintained its position as a major link between Asia, Europe, and Africa.

Non-Oil Sectors Drive Expansion

The non-oil sectors were responsible for most of the growth. The trade sector, finance, tourism, and manufacturing continued to be important contributors. Loans provided by banks to the above sectors facilitated business operations. Increased trade levels raised the demand for credit facilities.

Growth Holds Despite Global Pressures

This growth took place against the backdrop of uncertainty in the global environment. The UAE economic environment was stable due to its financial buffer and policies implemented by the government. The UAE recorded economic growth of 5.6 per cent in 2025. The statistics indicate consistent growth that is not dependent on oil.

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